Personal Finance Foundations: Budget, Save and Start Investing

Personal Finance Foundations is a self-paced course in the money basics most of us were never taught: seeing where your money goes, building a budget you can keep, saving an emergency fund, paying off debt, understanding credit and insurance, using retirement accounts and starting to invest simply with low-cost index funds. Every chapter ends with a worksheet, so you finish with a working system, not just new knowledge.

It is written for beginners and for anyone who earns a living but never feels in control of it. It uses US examples where a concrete example helps, notes how rules differ in other countries, and teaches principles that apply almost everywhere. It is education, not personal financial advice, and it promises no particular result.

What’s inside

• Personal Finance Foundations Guide (52 pages): 11 chapters covering your money snapshot and the foundations ladder, budgeting methods compared, spending less without feeling deprived, your emergency fund, paying off debt with the avalanche or snowball method, credit scores and reports, insurance basics, retirement accounts in plain terms, investing basics and index funds, avoiding scams and protecting your accounts, and your automatic money system and 12-month plan.
• Personal Finance Foundations Workbook (13 pages): a three-month spending average, a net worth tracker, a monthly budget sheet, sinking funds, an emergency fund plan, a debt payoff plan and 18-month tracker, savings goals with a progress tracker, and a yearly money checkup.

Instant download. PDF files, yours to keep.

Questions? Email info@coursemints.com.